Personal accident insurance
This insurance covers the costs incurred if the insured has an accident.
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Required or recommended?
Personal accident insurance is not compulsory, but highly recommended for dance organisations.
! Attention !
For your Article 17 employees you are obliged to take out an occupational accident insurance, and that is a different insurance from this one!
What is considered as a personal accident?
An accident is a sudden incident of which the cause or one of the causes is external to the victim’s body, and which causes physical injury.
In other words, an accident has to have three elements:
- Sudden: something happens suddenly, e.g. a fall or a collision, etc, in a short space of time.
- An injury. Someone is hurt.
- An external cause. The cause of the accident is outside of the person who is the victim.
Personal accident insurance
Personal accident insurance usually covers the difference between the cost and what the victim receives from their own health insurance fund (so-called ‘ziekenfonds’).
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Discounted insurance via Danspunt
Danspunt offers a very affordable insurance for Physical Accidents and Civil Liability.